See your net worth percentile vs your age group and country — free, no signup.
Want another country? Email us to suggest one.
Used to project your net worth at the expected return below.
Real return after inflation. 8% is roughly the long-run historical average for a globally diversified equity portfolio.
Enter your age and net worth to see your ranking.
The fastest way to know where you stand financially is to compare your net worth against people your age. This tool uses public data from the Federal Reserve, ONS, StatCan, ČNB, and Bundesbank to rank you.
Follow these four steps to find your net worth percentile in under a minute.
Pick your country
Pick the country whose distribution you want to be ranked against. Currency adjusts automatically.
Enter your age and net worth
Enter your age and your total net worth (assets minus debts). You can subtract liabilities in the collapsible panel.
See your ranking
Your percentile, the distribution for your age, the median/mean/top-10%/top-1%, and how far you are from the next bracket.
Share or start tracking
Share your ranking with a personalized image, or start tracking your net worth automatically with our free app.
A snapshot of median net worth (in each country's native currency) across age brackets, from the most recent published data. Currency is not converted — comparisons are within-country.
| Age | Median | Mean | Top 10% |
|---|
Small, consistent habits move the needle more than any single financial decision.
Pay yourself first: automate the savings transfer the same day as payroll.
Climbing one percentile per year is realistic if you save 20%+ of after-tax income.
Compounding matters more than picking winners; index funds beat most stock-picking strategies long-term.
Net worth includes your primary residence (minus mortgage). Don't forget retirement accounts and HSAs.
Track monthly. What you measure improves; what you ignore drifts.
| Term | Description |
|---|---|
| Net worth | Total assets minus total liabilities. |
| Percentile | A value showing the percentage of people below you on a distribution. |
| Assets | Everything you own that has monetary value — cash, investments, property, vehicles. |
| Liabilities | Everything you owe — mortgage, student loans, credit-card balances. |
| Wealth distribution | The spread of net-worth values across a population, usually shown as deciles or percentiles. |
| Median vs mean | The median is the middle value; the mean is the average. In wealth, the mean is dragged up by the very rich, so median is more representative. |
Net worth is your total assets minus your total liabilities. Assets include cash, investments, retirement accounts, real estate, vehicles, and business equity. Liabilities include mortgages, student loans, credit-card debt, and any other money you owe.
Include your home at current market value and subtract your mortgage. Include retirement accounts (401k, IRA, equivalent) at current balance. Cars depreciate fast — include at a conservative resale value. Defined-benefit pensions are excluded from most public datasets (SCF, HFCS), so we exclude them here too for an apples-to-apples comparison.
The Federal Reserve Survey of Consumer Finances 2022 (SCF). The full microdata is public. Next update expected in 2026 with the SCF 2025 wave.
The Office for National Statistics Wealth and Assets Survey (WAS), latest published wave 2018–2020. The next wave is due to be released shortly.
Statistics Canada's Survey of Financial Security 2023.
The Czech National Bank participation in the ECB's Household Finance and Consumption Survey (HFCS), Wave 4, fieldwork 2021.
The Bundesbank's Panel on Household Finances (PHF), which is the German contribution to the ECB HFCS, Wave 4, fieldwork 2021.
We started with the highest English-search-volume countries (US/UK/Canada) plus our existing Czech and German audiences. Email us — we'll prioritize countries with the most requests.
It means your net worth equals or exceeds the 90th percentile breakpoint of the wealth distribution for your age bracket in your country, based on the published survey data.
Wealth grows exponentially. On a linear y-axis, the first 20 years would look flat and the last 5 years would dominate the chart. Log scale shows the full trajectory at readable resolution.
No. It's a projection based on your chosen expected return (default: 8% real, i.e. inflation-adjusted). The 5–10% real (8% is our default) range is roughly the long-run historical average of a globally diversified equity portfolio. Actual returns will vary; the chart is a planning tool, not a promise.
This tool ranks where you are today. The FIRE Planner answers when you can stop working. They're complementary — once you know your ranking here, the FIRE Planner can map out your timeline to financial independence.
Track your net worth automatically — connect accounts, monitor monthly, and see your trajectory live.
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