Your money data, handled with care

Here's exactly what we store and how we protect it — in plain language, with nothing hidden.

A note from the founder

“Protecting people from fraud is literally my day job — I work in cybersecurity as a product manager. I built this app's privacy the way I'd want it.”

Dennis Vymer

Founder, My Financial Freedom Tracker

How AI helps us, safely

So you don't have to type in every transaction by hand, we use AI to read any data format into a tidy list we can work with.

You upload
A bank statement or broker export — PDF, CSV, or Excel.

We prepare the text
We pull the text out of your file and tidy it up so the AI can read it cleanly.

We strip out personal data
Before the text reaches the AI, we remove personal details.

AI structures it
AI is mainly there to turn the free-form statement text into one consistent structure.

You review
You see the results and choose what to import. You're always in control.

For example, it reads:POS 24.05 CARD *1234 SHELL STATION 0042 AMSTERDAM NLD EUR 38.5024 May · Shell · €38.50

We use AI mainly to turn messy statement text into a clean, structured list — that's it. It never decides anything about your money.
We share as little as we possibly can: only with our AI provider, only the text needed to read your statement, and never anything we don't have to.

Analytics

We watch which features people actually use, so we can improve the things you genuinely care about — and only those. We don't care who's who: making the product better never requires knowing your identity.

We never see your numbers or record your screen — just anonymous, aggregate clicks, and we don't load analytics or set a cookie until you're signed in. We use nothing that personally identifies you, and your details never leave your account.

We will never sell your data

No ad trackers. No data brokers. We do not sell, rent, or monetize your personal or financial data — ever.

That's exactly why My Financial Freedom Tracker becomes a paid product in August 2026: so it's funded by the people who use it. You're the customer — never the product.

Where your data lives & how we protect it

We store your account email, the data you enter, and any statement files you upload — all on EU-based servers. Uploaded files stay only until you delete the saved statement.

Encrypted connections

Everything between your browser and our servers travels over HTTPS/TLS, so it can't be read in transit.

Protected logins

Passwords are hashed with bcrypt and a unique salt — never stored as plain text. Sign-ins use secure tokens that expire (30 minutes, or 30 days with "remember me").

EU-based infrastructure

Your database, file storage, and the app itself run on established EU-based platforms with their own infrastructure security.

Hardened & monitored

Strict security headers, validated inputs, and rate limiting guard against abuse, while error monitoring lets us catch problems fast.

Your data, your rights

View and correct your data anytime from your dashboard.
Delete your account and all its data anytime from Settings.

Questions about your privacy?

We're happy to explain anything about how we handle your data. Transparency is the whole point.