About Us
We're building the one app that replaces your spreadsheets, budget trackers, investment tools, and retirement calculators.
Our Vision
One App for Everything
Most people juggle spreadsheets for budgets, one app for investment tracking, another for net worth, and a retirement calculator on the side. Nothing talks to each other, nothing gives you the full picture.
We're building one unified platform where your budget, net worth, investments, FIRE projections, and property all live together — giving you a complete view of your financial life instead of five fragmented pieces.
Smart Budgeting
Import bank statements, AI-categorize spending, and track budgets by category.
Net Worth Tracking
All your accounts, investments, property, and liabilities in one dashboard.
FIRE Planning
Coast FIRE, Barista FIRE, custom withdrawal strategies, and milestone tracking.
Portfolio Analysis
ETF look-through, sector breakdown, Monte Carlo simulations, and geographic allocation.
Property Tracking
Mortgage amortization, property values, and how real estate fits your total picture.
Our Mission
Help 1,000,000 people worldwide become financially free.
Financial tools shouldn't cost a fortune or require a finance degree. We're building a platform that's powerful enough for FIRE enthusiasts yet simple enough for anyone just starting their journey.
Affordable and Built to Last
This project is growing fast — 1,000+ users and counting. Paid plans keep it running, and the people who were here before those plans launched got a founding year on us.
Built for the World
Designed for worldwide use with European banking specifics. Multi-currency, multi-language, multi-market.
Empower Better Decisions
Clear insights into your spending, wealth, and trajectory so you can make informed choices about your future.
Meet the Creator
Dennis Vymer
Founder & Developer
Product Manager and developer by day, FIRE-planning spreadsheet nerd by night. Based in the Czech Republic. Years of experience building production apps, and a deep interest in making personal finance less painful.
I believe everyone deserves financial clarity in a world designed to keep us spending. This app is the tool I built for myself — and now it's yours.
Our Story
My Financial Freedom Tracker started because I couldn't find a budgeting tool that did what I actually needed. Every app was either too bloated, too expensive, or wanted to sell my data. I was juggling spreadsheets for budgets, separate tools for investment tracking, and nothing talked to each other.
So I built one tool instead of five. As a developer on my own FIRE journey, I created the app I wished existed: one dashboard for spending, budgets, net worth, FIRE projections, and ETF portfolio analysis — with support for European banks and worldwide use.
Today 1,000+ people use the app, and it's growing faster than I expected. As a one-person company I can't keep it free and keep the servers on, so it is now a paid product. The people who got it this far earned something for that: everyone on board before paid plans launched became a founding member, and their first year was on us. If you're tired of duct-taping together five different finance tools, now's a good time to start.
Free Financial Tools
FIRE Calculator
Calculate your path to financial independence with Coast FIRE, Barista FIRE, and custom withdrawal strategies.
Try the FIRE CalculatorCoast FIRE Calculator
Find the amount you need today so compound interest carries you to FIRE — no more contributions needed.
Find your Coast FIRE numberBarista FIRE Calculator
Find the portfolio size that lets you downshift to part-time work, with healthcare bridge costs built in.
Try Free Barista FIRE CalculatorCompound Interest Calculator
See exactly how compounding grows your money. Side-by-side scenarios, expense-ratio drag, and real (inflation-adjusted) returns built in.
Open the calculatorETF Overlap & Portfolio Analysis Tool
Check ETF overlap across your whole portfolio, see look-through holdings and sector exposure, and stress test against historical crises.
Check your ETF overlapNet Worth Percentile
Find your net worth percentile vs your age group and country.
Find your percentile