About Us
We're building the one app that replaces your spreadsheets, budget trackers, investment tools, and retirement calculators.
Our Vision
One App for Everything
Most people juggle spreadsheets for budgets, one app for investment tracking, another for net worth, and a retirement calculator on the side. Nothing talks to each other, nothing gives you the full picture.
We're building one unified platform where your budget, net worth, investments, FIRE projections, and property all live together — giving you a complete view of your financial life instead of five fragmented pieces.
Smart Budgeting
Import bank statements, AI-categorize spending, and track budgets by category.
Net Worth Tracking
All your accounts, investments, property, and liabilities in one dashboard.
FIRE Planning
Coast FIRE, Barista FIRE, custom withdrawal strategies, and milestone tracking.
Portfolio Analysis
ETF look-through, sector breakdown, Monte Carlo simulations, and geographic allocation.
Property Tracking
Mortgage amortization, property values, and how real estate fits your total picture.
Our Mission
Help 1,000,000 people worldwide become financially free.
Financial tools shouldn't cost a fortune or require a finance degree. We're building a platform that's powerful enough for FIRE enthusiasts yet simple enough for anyone just starting their journey.
Free for Everyone
No subscriptions, no premium tiers, no hidden fees. Every feature available to every user.
Built for the World
Designed for worldwide use with European banking specifics. Multi-currency, multi-language, multi-market.
Empower Better Decisions
Clear insights into your spending, wealth, and trajectory so you can make informed choices about your future.
Meet the Creator
Dennis Vymer
Founder & Developer
Product Manager and developer by day, FIRE-planning spreadsheet nerd by night. Based in the Czech Republic. Years of experience building production apps, and a deep interest in making personal finance less painful.
I believe everyone deserves financial clarity in a world designed to keep us spending. This app is the tool I built for myself — and now it's yours, for free.
Our Story
My Financial Freedom Tracker started because I couldn't find a budgeting tool that did what I actually needed. Every app was either too bloated, too expensive, or wanted to sell my data. I was juggling spreadsheets for budgets, separate tools for investment tracking, and nothing talked to each other.
So I built one tool instead of five. As a developer on my own FIRE journey, I created the app I wished existed: one dashboard for spending, budgets, net worth, FIRE projections, and ETF portfolio analysis — with support for European banks and worldwide use.
Today the app is completely free and handles everything from uploading bank statement PDFs to running Monte Carlo simulations on your retirement portfolio. If you're tired of duct-taping together five different finance tools, this is for you.
Free Financial Tools
FIRE Calculator
Calculate your path to financial independence with Coast FIRE, Barista FIRE, and custom withdrawal strategies.
Try Free FIRE CalculatorPortfolio Analysis Tool
Analyze ETF holdings, sector exposure, run Monte Carlo simulations, and stress test your portfolio against historical crises.
Try Free Portfolio Analyzer