Simple, honest pricing

One plan. Everything included.

You pick how you pay. Everything else is the same: the whole app, every future update, for less than a coffee a month.

Choose how you pay

Same app, same features. The only difference is how often you're billed.

Monthly

€4.99/ month
  • The whole app, nothing locked
  • AI statement import & budgeting
  • Net worth, portfolio & FIRE planning
  • Cancel anytime
Most popular

Yearly

2 months free
€49.90/ year

≈ €4.16 a month

  • Everything in Monthly
  • 12 months for the price of 10
  • One payment a year

Lifetime

Pay once
€299one-time
  • Everything in Yearly
  • One payment, never another
  • All future features included
  • No renewals to manage

Every plan includes

  • The whole app: budgeting, net worth, portfolio and FIRE planning
  • Every future feature and update, at no extra cost
  • Cancel anytime and keep access until your period ends
  • Support answered personally by the founder

How cancellations and refunds work

Prices include VAT where applicable.

Where your €4.99 actually goes

Here's a rough split of what one subscription pays for.

  • Servers & hosting25%

    Keeping the app fast, backed up and online around the clock.

  • Market data & bank feeds25%

    Stock and ETF prices, exchange rates, and bank-connection providers.

  • Secure EU database15%

    Your data encrypted and stored in an EU data centre, fully GDPR-compliant.

  • New features25%

    Building more banks, more brokers and better planning tools.

  • Payment fees & the unexpected10%

    Payment processing and a buffer for surprises.

Funded by you — never by your data

A paid app means you're the customer, not the product. There are no ads and your financial data is never sold. Subscriptions pay for the servers, the data and the development. That's the whole business model.

One subscription, the whole toolkit

There is no higher tier to upgrade to.

AI-powered budgeting

Upload a bank statement and let AI extract and categorize every transaction.

Net worth tracking

Every account, investment and property in one number you can watch grow.

Portfolio analysis

ETF look-through, overlap, fees and dividends across all your brokers.

Financial Future planner

See when work becomes optional — with chance-of-success simulations.

Pensions & funds

Czech pension funds and mutual funds tracked with daily prices.

Crypto & commodities

Coins and precious metals side by side with your ETFs.

Properties & mortgages

Track equity, value and payoff progress on every property you own.

Your data, portable

Multi-currency support, CSV export, and one-click account deletion.

Common questions

When does the app become paid?

Paid plans launch in August 2026. We'll announce the exact date in advance, in the app and by email.

Can I really cancel anytime?

Yes. Cancelling takes two clicks in the app, and you keep full access until the end of the period you paid for.

Which payment methods do you accept?

You can pay by card, PayPal, Apple Pay or Google Pay, and you always get a proper VAT invoice.

What if I pay and it's not for me?

Cancel anytime. You keep access until the end of what you paid for and won't be billed again. If a charge is ever wrong, email us and we'll fix it.

What exactly does Lifetime mean?

You pay €299 once. Everything in the app today and every feature we add later is included, for as long as the service exists.

Will there be a free plan?

No. Once paid plans launch there is no free tier. The free calculators and the live demo stay free.

What happens to my data if I stop paying?

It stays yours. You can export your data as CSV at any time, and you can permanently delete your account and every piece of data with one click, whether you pay or not.

Free Financial Tools

FIRE Calculator

Calculate your path to financial independence with Coast FIRE, Barista FIRE, and custom withdrawal strategies.

Try the FIRE Calculator

Coast FIRE Calculator

Find the amount you need today so compound interest carries you to FIRE — no more contributions needed.

Find your Coast FIRE number

Barista FIRE Calculator

Find the portfolio size that lets you downshift to part-time work, with healthcare bridge costs built in.

Try Free Barista FIRE Calculator

Compound Interest Calculator

See exactly how compounding grows your money. Side-by-side scenarios, expense-ratio drag, and real (inflation-adjusted) returns built in.

Open the calculator

Portfolio Analysis Tool

Analyze ETF holdings, sector exposure, run Monte Carlo simulations, and stress test your portfolio against historical crises.

Try Free Portfolio Analyzer

Net Worth Percentile

Find your net worth percentile vs your age group and country.

Find your percentile

Free Mortgage Calculator

Compare two mortgages side-by-side and see how extra payments shave years off your loan.

Open the calculator

Mortgage vs Investment Calculator

Should you pay off the mortgage early or invest the spare cash? Compare three strategies side-by-side in today's money.

Compare strategies free

Rent vs Buy Calculator

Should you rent or buy? See the real, inflation-adjusted breakeven year, including the opportunity cost of investing your down payment.

Find your breakeven year

Macro Graphs

Compare inflation, interest rates, unemployment, GDP growth and house prices across the US, Canada, Czechia, Germany and the euro area in one chart.

Explore the data

Start today

Set up your budget, net worth and financial future in one place.