Free Portfolio X-Ray

The X-ray multiplies each fund's published holdings, country split and sector split by the amount you hold in it, then adds the results up across all your funds. That gives your whole portfolio by country, company and sector, in your own currency.

A fund quoted in another currency is converted at the day's exchange rate first, so a dollar-quoted fund and a euro-quoted one add up correctly.

Your countries can add up to a little less than 100%. Part of some funds is published without a country (cash, derivatives, or a fund that only lists its largest positions by country), and the X-ray leaves that part out rather than guessing where it is, so each country's figure stays its true share of your whole portfolio. "Other" is what the fund issuers themselves file under smaller countries; the region bar counts it with Latin America, the Middle East and Africa.

The companies view goes one level deeper: it lists the largest companies inside your funds, counts each one once even when two funds hold it, and marks the ones you own through more than one fund. How your funds overlap then compares each pair of funds on their ten biggest holdings.

Once you know where your money is, you can check what your funds cost a year, plan your buys back to a target mix or find the UCITS equivalent of a US ETF.

The holdings come from the fund issuers: each fund's published list of holdings and its split by country and by sector, as the issuer reports them.

Prices come from our own daily market data, refreshed every trading day, and exchange rates from the day's published rates.

Data as of October 23, 2026 for the example on this page; a fund you type is read when you add it.

Morningstar announced in April 2025 that it was retiring Instant X-Ray, together with Portfolio Manager, for its free and Premium members, and the free tool is no longer available.

Here is where its main views are on this page:

• Asset mix (stocks, bonds, cash): not shown here; the X-ray looks at the companies, countries and sectors inside your funds.
• World regions: the map and the region bar under it, down to each country.
• Sectors: the sector ring, with each sector's share of your money.
• Stock intersection: the companies heat map, which marks every company you hold through more than one fund, and How your funds overlap.
• Fees: the portfolio expense ratio calculator shows each fund's fee and what your portfolio costs a year.

In the example portfolio, NVIDIA is 5.1% of the €35,000, about €1,796, held through VWCE and CSPX.

Find it on the heat map above: every tile is a company sized by its share of your money, a ×2 badge marks a company you hold through two funds, and tapping a tile shows how much of it comes through each fund. Type your own funds and the same tile answers for your portfolio.