No Bank Linking Required

Manual Net Worth Tracker

Track every account manually or import statements — no Plaid, no bank credentials, no third-party access to your accounts. See your complete net worth across banks, brokers, crypto, and property, on your terms.

Why Manual Tracking?

Because the safest bank connection is the one you never make. Manual tracking gives you a complete net worth picture without handing your bank login to anyone.

Privacy: No Bank Credentials, Ever

You never enter a bank login here. There is no Plaid, no screen-scraping, and no aggregator holding read access to your accounts — you type balances in or upload a statement, and that is the only data we see.

Works for EU and US Accounts Alike

Bank aggregators cover some institutions and break on others, especially across borders. Manual entry works with any bank or broker in any country — Czech banks, EU brokers, US retirement accounts — with automatic conversion to your home currency.

Control: Your Numbers, Your Schedule

Synced trackers resync and re-categorize whether you like it or not. Here every number updates when you update it, so monthly check-ins stay deliberate and accurate — and never break because a bank connection expired.

What You Can Track

Get a complete view of your financial health by tracking everything that matters.

Bank Accounts

Track checking, savings, and money market accounts across multiple banks and currencies.

Investments & ETFs

Monitor your investment portfolio with real-time price updates. Stocks, ETFs, bonds, and mutual funds.

Real Estate

Track property values, mortgages, and rental income. See how your real estate contributes to your net worth.

Crypto Portfolio Tracking

Track Bitcoin, Ethereum, and 100+ cryptocurrencies with live prices. Add precious metals, collectibles, and other alternative investments for a complete net worth picture.

Loans & Liabilities

Track mortgages, student loans, car loans, credit cards, and other debts to see your true net worth.

Manual Assets

Add any asset that doesn't fit other categories: business equity, pension value, HSA balances, and more.

How It Works

Start tracking your net worth in minutes.

Step 1

Add Your Accounts

Enter your bank accounts, investments, properties, and debts. Import transactions or add them manually.

Step 2

Track Monthly

Update your balances each month. See trends, identify patterns, and watch your wealth grow over time.

Step 3

Watch Your Progress

Interactive charts show your net worth trajectory. Set milestones and celebrate when you hit them.

Why Net Worth Matters for FIRE

Your net worth is the single most important number on your path to financial independence.

See Your True Financial Picture

Income alone doesn't tell the full story. Net worth shows you the complete picture — assets minus liabilities — so you know exactly where you stand.

Measure FIRE Progress

Your FIRE number is a net worth target. Tracking net worth shows exactly how close you are and how fast you're getting there.

Stay Motivated with Milestones

Watching your net worth grow month over month keeps you motivated. Celebrate milestones like your first $100K, $500K, or hitting Coast FIRE.

Key Features

Everything you need to track your wealth effectively.

Historical Charts

See your net worth over time with interactive charts. Spot trends, identify seasonal patterns, and visualize your growth.

Multi-Currency Support

Track assets in EUR, USD, CZK, GBP, and more. Automatic conversion to your preferred currency.

Net Worth Projections

Project where your net worth will be in 5, 10, or 20 years based on your current trajectory.

Financial Goals

Set net worth goals and track your progress. See how long until you reach each milestone.

Free While We Grow

1,000+ users and growing. Pricing arrives in August 2026 — everyone who joins before then keeps full access for good.

This tool is part of a free all-in-one personal finance planner

Budget, net worth, portfolio and your FIRE plan — all in one free dashboard.

Start Tracking Your Net Worth Today

Join 1,000+ people on their journey to financial independence. No credit card required.