The Free All-in-One Personal Finance Planner
The all-in-one personal finance app for budgeting, net worth tracking, FIRE planning, and portfolio analysis.
In under 5 minutes, you could know exactly where your money goes. see your real net worth, live. project your own FIRE date.
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Start your path to financial freedom
Your path to financial freedom
Live the Life You Want
Maybe it's more time with your kids. A year of travel. Work you choose because you want to, not because you have to. Whatever your freedom looks like, it starts with knowing exactly where you stand.
“Another month gone, and no idea where the money went.”
Know where your money goes
Every expense sorted, automatically.
See a real budget in the demo“My money is scattered across six apps – I never see the whole picture.”
Your entire net worth, in one place
Banks, brokers, crypto, property – one live number.
See a live net worth in the demo“Will I ever be able to stop working?”
Plan your financial life, decades ahead
See the year work becomes optional.
See a 30-year plan in the demoFeatured In
Stop Juggling Five Apps. Start Using One.
Most people use a spreadsheet for budgets, one app for investment tracking, another for net worth, and a retirement calculator on the side. Nothing talks to each other. You never see the full picture.
We built one platform where your budget, investments, FIRE plan, and net worth all live together.
Read our storyEverything You Need in One Free Planner
Smart Budgeting
AI-powered expense categorization learns your habits. Upload bank statements and see spending breakdowns instantly.
Net Worth Tracking
Track all assets and liabilities in one dashboard. See your wealth grow with interactive charts and projections.
FIRE Planning
Calculate your path to financial independence with Coast FIRE, Barista FIRE, and custom withdrawal strategies.
Explore ToolsPortfolio Analysis
Analyze ETF holdings, geographic exposure, sector overlap, and run Monte Carlo stress tests on your portfolio.
Explore ToolsProperty & Mortgage
Track property values, mortgage payments, SVJ fees, and see how real estate fits into your net worth.
Free While We Grow
I built this as a passion project, and it's grown to 1,000+ users. Pricing arrives in August 2026 as the project scales — but everyone who signs up before then keeps free access for good.
Our Free Financial Tools
No login. No paywall. Use them straight from your browser — designed to help you make better money decisions.
FIRE & Retirement
FIRE Planner
Plan your retirement number and project your path.
Coast FIRE Calculator
Stop saving when compound interest can finish the job.
Barista FIRE Calculator
Downshift to part-time work — with healthcare costs built in.
How Long Will My Money Last
See how many years your savings cover your spending.
Investing
Compound Interest Calculator
See how fees, inflation, and time shape your future.
Portfolio Analysis
Compare ETFs by risk, return, and overlap.
Macro Graphs
Compare inflation, rates and growth across countries.
What-If Investment Calculator
See what $1,000 in Tesla or Bitcoin would be worth today.
Dividend Snowball
Watch reinvested dividends snowball into real income.
Debt & Housing
Learn How Money Really Works
Practical guides on budgeting, investing, the FIRE movement, and building wealth. Written from real experience on the path to financial independence.
Your Financial Freedom Starts Today
One app for your entire financial life. Free for everyone who joins today.
Get Started FreeSet up in 2 minutes. Start tracking today.