UCITS Equivalent of VTI
VTI, Vanguard Morningstar Total Stock Market ETF, has no exact UCITS twin. The closest is XD9U (Xtrackers MSCI USA UCITS ETF 1C, accumulating, ISIN IE00BJ0KDR00): it tracks the MSCI USA and costs the same 0.03% a year as VTI. Data as of October 23, 2026.
In the EU, the closest to VTI is XD9U
US · not sold in the EUVTIVanguard Morningstar Total Stock Market ETF
- Index
- Morningstar US Total Market
- Fee
- 0.03%
- Companies
- 3,519
- Dividends
- Paid out
- Based in
- United States
- Trades in
- USD
UCITS · EUXD9UXtrackers MSCI USA UCITS ETF 1C
- Index
- MSCI USA (differs from the US fund)
- Fee
- 0.03%
- Companies
- 521 (differs from the US fund)
- Dividends
- Reinvested (differs from the US fund)
- Based in
- Ireland (differs from the US fund)
- Trades in
- EUR · Xetra (differs from the US fund)
- Top 10 shared
- 10 of 10
- SXR40.03%iShares MSCI USA UCITS ETF (Acc)
- SPYL0.03%State Street SPDR S&P 500 UCITS ETF (Acc)
- ZPRR0.30%State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)
Know what to buy every month.
Other US ETFs in the EU
- UCITS equivalent of VOO: VOOSPYL0.03%
- UCITS equivalent of QQQ: QQQXNAS0.20%
- UCITS equivalent of VT: VTVGLA0.07%
- UCITS equivalent of VXUS: VXUSUCITS VXUS0.12%
- UCITS equivalent of SCHD: SCHDFUSA0.25%
- UCITS equivalent of VGT: VGTQDVE0.15%
- UCITS equivalent of VUG: VUGR1GR0.18%
- UCITS equivalent of SMH: SMHVVSM0.35%
- UCITS equivalent of JEPI: JEPIJEIA0.35%
VTI, XD9U and XD9D side by side
VTIVanguard Morningstar Total Stock Market ETF
- Index
- Morningstar US Total Market
- Fee a year
- 0.03%
- Holdings
- 3,519 (Sep 30, 2026)
- Dividends
- Paid out quarterly
- Domicile
- United States
- Replication
- Not in our data
- Fund size
- Not in our data
- Listings
- NYSE Arca: VTI in USD
- ISIN
- US9229087690
XD9UXtrackers MSCI USA UCITS ETF 1C
- Index
- MSCI USA
- Fee a year
- 0.03%
- Holdings
- 521 (Oct 22, 2026)
- Dividends
- Reinvested
- Domicile
- Ireland
- Replication
- Physical, every holding
- Fund size
- €13.6B (Oct 22, 2026)
- Listings
- Xetra: XD9U in EUR; London: XD9U in USD and XDUS in GBP
- ISIN
- IE00BJ0KDR00
XD9DXtrackers MSCI USA UCITS ETF 1D
- Index
- MSCI USA
- Fee a year
- 0.03%
- Holdings
- 521 (Oct 22, 2026)
- Dividends
- Paid out
- Domicile
- Ireland
- Replication
- Physical, every holding
- Fund size
- €13.6B (Oct 22, 2026)
- Listings
- Xetra: XD9D in EUR
- ISIN
- IE00BK1PV445
| Fund | VTIVanguard Morningstar Total Stock Market ETF | XD9UXtrackers MSCI USA UCITS ETF 1C | XD9DXtrackers MSCI USA UCITS ETF 1D |
|---|---|---|---|
| Index | Morningstar US Total Market | MSCI USA | MSCI USA |
| Fee a year | 0.03% | 0.03% | 0.03% |
| Holdings | 3,519 (Sep 30, 2026) | 521 (Oct 22, 2026) | 521 (Oct 22, 2026) |
| Dividends | Paid out quarterly | Reinvested | Paid out |
| Domicile | United States | Ireland | Ireland |
| Replication | Not in our data | Physical, every holding | Physical, every holding |
| Fund size | Not in our data | €13.6B (Oct 22, 2026) | €13.6B (Oct 22, 2026) |
| Listings | NYSE Arca: VTI in USD | Xetra: XD9U in EUR; London: XD9U in USD and XDUS in GBP | Xetra: XD9D in EUR |
| ISIN | US9229087690 | IE00BJ0KDR00 | IE00BK1PV445 |
Is XD9U the same as VTI?
Not exactly: XD9U is the closest UCITS fund to VTI, not a copy of it. Top 10 holdings in common: 10 of 10 (100% of VTI's top-10 weight). No UCITS ETF tracks a US total-market index. VTI holds the whole US market, 3,519 companies including small caps; MSCI USA holds the large and mid caps only, 521 companies and about 85% of the market.
Compare any two funds in the ETF overlap calculator, or see what your whole portfolio costs a year.
Is XD9U accumulating or distributing?
XD9U is accumulating: it reinvests the dividends inside the fund. If you want them paid out, XD9D (Xtrackers MSCI USA UCITS ETF 1D, ISIN IE00BK1PV445) is the distributing option, at 0.03% a year.
Where is XD9U domiciled?
XD9U is domiciled in Ireland, under the EU's UCITS rules for funds. Most UCITS ETFs are domiciled in Ireland or Luxembourg. What Irish domicile means for US dividends.
Why can't I buy VTI in the EU?
VTI is a US fund that publishes no KID, the key information document EU rules require for every fund sold to retail investors, so EU brokers cannot offer it to you. The full answer.
How do I buy XD9U?
Search XD9U or its ISIN IE00BJ0KDR00 at your broker. It trades on Xetra in euros as XD9U. In London it trades as XD9U in USD and XDUS in GBP.
Where the data comes from
Source: Vanguard and Xtrackers (DWS) documents, as of October 23, 2026: VTI, XD9U, XD9D.
The top-10 overlap compares the ten largest holdings of VTI and of XD9U, as our portfolio analysis reads them: how many names they share, and how much of VTI's top-10 weight those names make up.
How we choose the twin: the closest index first, then the lowest fee among plain index funds.
Data as of October 23, 2026.
Frequently asked questions
Is XD9U cheaper than VTI?
They cost the same: 0.03% a year. On €10,000, both cost €3 a year.
How many companies does XD9U hold?
521 (Oct 22, 2026), against 3,519 in VTI (Sep 30, 2026).
How big is XD9U?
€13.6B across its share classes (Oct 22, 2026).
What are the alternatives to XD9U?
On the same or a nearby index: SXR4 (iShares MSCI USA UCITS ETF (Acc)) at 0.03%, SPYL (State Street SPDR S&P 500 UCITS ETF (Acc)) at 0.03%, and ZPRR (State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)) at 0.30%.
Not investment advice
This page compares published fund facts: indexes, fees, holdings and listings. It does not tell you what to buy or sell. Read the fund's KID and check with your broker before you invest; taxes depend on where you live.
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