The All-in-One Personal Finance Planner

My portfolio, net worth, spending and income lived in spreadsheets that stopped being fun as they grew. I'd tried dozens of tools and liked none. This is the first that holds all four in one place and comes close to what I pictured.

I wanted one place where our family could see its finances, plan them and take control, including exporting the numbers and budgeting our income. It captures almost everything a family needs. Honestly, a must-have.

I was searching for a tool that could show me where my ETFs are actually invested, by sector and region, and the portfolio analysis is great for that. I asked for crypto in the wealth view too, and hearing it was coming was great news.

Polish retail bonds carry floating, inflation-linked coupons, so a fixed entry could never match mine, and my pension units bought through an IKE account were missing too. I asked; both arrived the next day. Blazing fast, and now they sit in my net worth.

I run two current accounts, my own and a joint one for the household, and I wanted only my half of the joint spending counted for me, plus accounts in foreign currency and time deposits. Thank you for adding the new features; you can tell the site keeps improving.

I am really close to stopping work and I need a tool I can lean on through my FIRE years. What matters most to me is a solid mathematical base to build on, and I like where this is going. The recent updates are powerful stuff.

Never in my life had I tracked my spending. I take holidays, go to concerts and invest, so I gave it little weight. The blog here finally pushed me to sit down with two months of expenses. Groceries surprised me most, and I finally know my real savings rate: 42 percent.

I track my financial health across accounts in two countries. It already solves most of my tracking problems, and every one of the eleven suggestions I sent came back with a detailed reply. Kudos for building it.

Starting late is my one regret, and I wanted to see what was still realistic. My own numbers say part-time in five years and pre-retirement in twelve or thirteen, at sixty-one, with my standard of living intact. The portfolio analysis is really useful too.

I wanted to check how much my mutual funds overlap and find ETFs with a similar focus, and that search brought me here. I have invested since 1984 and retired after forty years as a nurse. What you have put together is pure genius; two of my children have already signed up.