VT vs VTI: ETF Overlap

Vanguard Total World Stock Index Fund ETF Shares vs Vanguard Morningstar Total Stock Market ETF — shared top holdings, sector duplication, and what makes each fund different.

Data as of October 20, 2026

Very high overlap

VT and VTI share 9 of their 10 biggest holdings

Shared top holdings

NVIDIA: 4.3% of VT, 6.9% of VTI
Apple: 3.8% of VT, 6.3% of VTI
Microsoft: 3.2% of VT, 5.1% of VTI
Amazon: 2.1% of VT, 3.4% of VTI
Alphabet A: 1.7% of VT, 2.7% of VTI
Broadcom: 1.4% of VT, 2.4% of VTI
Alphabet C: 1.3% of VT, 2.1% of VTI
Meta: 1.1% of VT, 1.7% of VTI
Micron: 0.9% of VT, 1.5% of VTI

Only in VT's top 10: Taiwan Semiconductor Manufacturing 1.5%
Only in VTI's top 10: Tesla 1.4%

Yearly fee on $10,000

VT: $6 a year, expense ratio 0.06%
VTI: $3 a year, expense ratio 0.03%

Where they differ

Tech
Financials
Communication
Consumer
Health
Other

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What's different between VT and VTI?

The largest VT positions missing from VTI's disclosed top holdings are 2330.TW. In the other direction, VTI's largest positions not in VT's top list are TSLA. Disclosed lists cover 21.4% of VT and 33.5% of VTI; the sector table below compares the funds on complete data.

What does this overlap mean?

90.7% sector overlap is very high. These funds are close substitutes — owning both mostly duplicates one exposure instead of diversifying it. That isn't automatically wrong (fees, share classes or account types can justify holding both), but don't count them as two different bets.

Sector breakdown: VT vs VTI

Sector	VT	VTI	Overlap
Technology	30.3%	36.4%	30.3%
Financial Services	16.5%	12.4%	12.4%
Industrials	11.1%	9.1%	9.1%
Health Care	8.6%	10.1%	8.6%
Consumer Discretionary	9%	9.2%	9%
Communication Services	7.3%	8.8%	7.3%
Consumer Staples	4.5%	4.3%	4.3%
Materials	4.1%	1.9%	1.9%
Energy	4.1%	3.7%	3.7%
Utilities	2.3%	2%	2%
Real Estate	2.3%	2.3%	2.3%

How we calculate it

Holdings overlap sums min(weight in fund A, weight in fund B) across positions that appear in both funds' disclosed top-holdings lists — public data discloses only each fund's largest positions, so this number is a lower bound on true full-portfolio overlap. Sector overlap applies the same min() logic to the funds' complete sector allocations, which cover ~100% of each fund, making it the more complete signal of duplication.

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Data & methodology disclaimer

This tool is for education, not investment advice. Holdings and sector data come from public market-data feeds, reflect each fund's most recently disclosed top positions, and can lag the fund's actual portfolio. Overlap computed from disclosed top holdings is a lower bound. Always verify against the fund provider's official holdings file before making decisions.

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